Privacy

 

What this Privacy Policy Covers

 

This Privacy Policy covers Gilbert’s Insurance and Consulting treatment of personally identifiable information that our site may collect when you are on the gilbertsins.com site. This policy also covers Gilbert’s Insurance and Consulting treatment of any personally identifiable information that our business partners share with us. This policy does not apply to the practices of companies that Gilbert’s does not own or control, or to people that we do not employ or manage.

 

Information Collection and Use

 

Gilbert’s collects personally identifiable information when you send us emails and comments in our Contact Us page. Gilbert’s Insurance and Consulting may also receives personally identifiable information from our business partners. When you send us a comment or question with Gilbert’s, we ask for your name, and email address. Once you inquire or send a comment to Gilbert’s, you are not anonymous to us.

 

Information Sharing and Disclosure

 

Gilbert’s will not sell or rent your personally identifiable information to anyone. Gilbert’s will not send personally identifiable information about you to other companies or people. We respond to subpoenas, court orders or legal process; or We find that your actions on our web sites violate the Gilbert’s Terms of Service, or any of our usage guidelines for specific products or services.

 

Information We Collect

Personal Information: We may collect personal information such as your name, email address, and phone number when you voluntarily provide it to us.

Automatically Collected Information: We may automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device.

 

How We Use Your Information

 

We use the personal information we collect to:

  • Communicate with you.
  • Screen our orders for potential risk or fraud.

 

Sharing Your Personal Information

 

We do not share any of your personal information or phone number(s) for marketing purposes. Third-party resources are used to get your volunteered information to our team internally only.

 

Data Retention

 

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

 

Changes

 

We may update this privacy policy occasionally to reflect changes to our practices or for other operational, legal, or regulatory reasons.

 

SMS Opt-In

 

We collect phone numbers on our contact forms. All users have to opt-in to receive text messages from us. Learn more here: https://www.gilbertsrisksolutions.com/sms/

 

Contact Us

 

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us at jfirst@gilbertsrisksolutions.com

Terms

 

Gilbert’s knows that not everyone knows insurance like we do, so our terms page offers definitions and facts to help our customers and potential customers understand the industry’s terminology. If you have a question on a term or don’t see a term you were looking for on this page, please send us an email. We will be glad to answer your question and add the information to our terms list.

 

Financial Services

 

Anything from life insurance rates to stock and mutual fund sales including disability insurance, IRA’s, 401K’s, group, life and medical insurance, group pension plans and financial planning.

 

Personal Insurance Lines

 

Personal insurance coverage for homes, autos, personal liability and umbrella (excess) liability including personal jewelry, furs, and other valuable property; none of the above being used in operation of a business.

 

Commercial Insurance Lines

This term includes all business insurance dealing with business property, business auto, general liability, and worker’s compensation relating to the operation of a business but excluding personal coverage.

 

Property and Casualty

 

This is a general term used in the industry indicating property, liability, and auto pertaining to both business and personal forms of insurance.

 

Multi-peril Coverage

 

This indicates a combining of property liability, burglary, theft and other coverage that may be needed into one policy. This type of policy is available for personal and business coverages. The best example of this is the homeowners’ policy.