Management Liability Insurance


In the 1850s when we launched Gilbert’s Risk Solutions, a person’s word was generally his or her bond. In today’s complex world, it’s vital to be insulated not just from physical exposures but also from the minefield of legal exposures that could wreak havoc with your business. It’s particularly important that your leadership team is adequately protected.

Management Liability Insurance is also called Executive Liability Insurance because it offers protections for managerial, financial, executive, and board-level exposures. For most small to mid-sized private or nonprofit businesses, it is generally available as a package of coverages that includes Directors and Officers Liability Insurance (D&O), Employment Practices Liability Insurance (EPLI), Fiduciary Liability Insurance, and Kidnap, Ransom, and Extortion exposures. For larger, public companies, these coverages are generally unbundled.


We work with more than 100 of the nation’s premier insurance companies, enabling us to find and tailor the right coverage for your unique needs. Some insurers offer industry-specific protection or tailored packages that include coverages such as Cyber Liability Insurance and Crime Insurance. Our risk team will work with you to identify your exposures and put a plan in place to mitigate losses.


While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home.

Other Liability Insurance Options


Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your outsourced risk management partner

If you have organizational exposures that could damage your operations, your productivity, or your bottom line, Gilbert’s Risk Solutions will help to identify those exposures and work with you to put a plan in place to mitigate potential losses. That’s what we do best – find ways to protect your business interests. We’ve been insuring businesses of all industry sectors and sizes for more than seven generations.

Our Process

Although insurance is a critical component in business protection, it’s reactive and retrospective in nature. To prevent losses, it’s important to also take steps to prevent losses and to manage your risk. The Gilbert’s Risk Solutions process is a consultative one, based on a risk management approach. Our proprietary RISK SHIELD® Process identifies your exposures and puts a loss control plan in place. Often, the solution is an insurance product but, frequently, it’s a recommendation for a business process or a measure that will reduce your exposure.

Tailored Solutions

For many businesses, a Managerial Liability package coupled with Commercial General Liability will offer good liability protection, but there are other coverages that may be advisable based on your industry sector. For example hospitality industries, construction and manufacturing firms might benefit by Pollution Liability. As part of our risk assessment process, we will advise you of any industry-specific exposures that might warrant risk control measures or a supplemental form of liability insurance.

360 Degree Approach

We take a 360 degree view of your business to ensure that all aspects of your business are secure. Our team of experts in Loss Control, Employee Benefits, Human Resources, and Surety Bonds are all available to our Gilbert’s Risk Solutions commercial clients, ensuring multi-pronged risk mitigation.