Insurance for the Commercial Transportation Industry


Here in Pennsylvania, transportation is in our blood. We started as a river and railway hub until the auto and truck industries took root. The nation’s first drive-in gas station opened in 1913 in neighboring Pittsburgh. The pioneering Mack Brothers developed the modern trucking industry from their headquarters in Allentown. Through all these changing times and technologies, Gilbert’s Risk Solutions has been a partner to the commercial transportation industry in its many forms.

We’ve worked with second and third-generation transportation firms ranging from interstate cargo carriers to family owned long-haul and short-haul truckers, automobile fleets, charter buses, tow trucks, municipal transit authorities, and more. If it’s commercial and it’s on wheels, we’ve helped to protect it.


In addition to helping you to manage and control exposures, we’ll help you to secure the right insurance coverage to limit your financial risk. Some coverage will be federally or state-mandated, such as liability insurance and workers’ compensation, while other recommended coverage will be optional based on your firm’s particular risks. Smaller firms may benefit from a package of policies, such as Business Owners Policies (BOP), while larger firms might require a broad mix of custom coverage. We work with more than 100 premier insurance companies and will help you find the best coverage for your needs.


While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home.

Common types of Transportation Insurance


  • Commercial Auto
    • DOT Filings
    • MSC90 Filings
    • Overweight / Load Specific Filings
  • Commercial General Liability
  • Property
  • Inland Marine
  • Workers’ Compensation
  • Equipment Breakdown
  • Motor Truck Cargo Insurance
  • Pollution Coverage
  • Non-trucking Liability
  • Garage & Garage Keeper Liability
  • Towing Insurance

Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your outsourced risk management partner

We offer much more than just the financial insurance product: We understand the industry’s most pressing exposures and help our clients mitigate risks. We know the regulatory and compliance issues with FMCSA, DOT, OSHA and state authorities, as well as the importance of hiring, background checks, testing, and driver safety training. At Gilbert’s Risk Solutions, our goal is to work with you to ensure that your business is protected and risk is mitigated.

Risk Assessment

Gilbert’s Risk Solutions takes a risk management, consultative approach to your business. Insurance helps to insulate you financially from loss, but financing your risk is only one component in a comprehensive risk management program aimed at reducing losses, and ultimately, the cost you pay for insurance. We start with our proprietary RISK SHIELD® Process by getting to know your business and all the factors that would affect your insurance rates; we then offer a risk mitigation plan, as well as the insurance options tailored to your unique business needs.

Controlling Costs

We help you to anticipate risks and control losses through best practices, such as hiring safe drivers and implementing background checks; offering driver safety training or establishing DOT-mandated drug testing programs. We also help you to establish reporting and filing expectations should accidents occur. If you have other exposures, such as cargo theft or hazardous cargo, we’ll work with you to mitigate exposure. We’ll also advise you if there are any available discount or safety programs that could lower your costs.

360 degree approach

A benefit of working with Gilbert’s Risk Solutions is that we take a 360 degree approach to our clients’ risk. Our team of experts in Loss Control, Claims, Workers’ Compensation, Human Resources (HR), Employee Benefits, and training are all available to our clients. HR expertise may be helpful if you need to establish a best-practice hiring process or policies.