Pest Control Insurance


With the Pest Control Industry growing at an impressive rate of 6.31% year after year, it’s crucial to stay ahead and protect your business from potential setbacks. All businesses, large and small, are vulnerable to the unknown. Pest Control ventures face unique vulnerabilities, such as property damage, liability claims, and potential health risks associated with pesticide usage. 

The pest control profession encompasses a range of risks that extend beyond dealing with insects. Running a pest control business requires you to be in people’s homes and businesses, providing a service that could potentially impact the health and safety of your clients. If you deal with factors such as equipment, property, and chemicals, you may want to consider obtaining pest control insurance coverage for the incidents that you could run into.


Pest control insurance policies are designed to provide comprehensive protection for businesses and often include general liability coverage, professional liability coverage, property coverage, and coverage for damage caused by pesticide application. Choosing the right coverage option is essential in ensuring the long-term success and stability in your business, shielding you from liabilities associated with injuries, negligence claims, property damage, and pesticide usage.


While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home. Contact us today!

Key Coverage Benefits


  • Exterminator Liability coverage available at full policy limits for Damage to Property in the contractor’s Care, Custody, and Control
  • Pesticide Pollution Liability available at full policy limits
  • Pest Inspection Damage Liability coverage at full policy limits for wood-destroying insects, wood-destroying organisms, and wood-decaying fungus
  • Broadened Coverage for Pollution Cost or Expense on Covered Autos


Important Features


  • General Liability
    • Premises and Products Liability
    • Property Damage Liability
    • Personal and Advertising Injury Liability
    • Defense Costs for Covered Claims
  • Property Coverage for your Building and Contents
  • Business Income and Extra Expense
  • Inland Marine coverage for your tools and equipment
  • Auto – Owned, Hired, and Non-Owned


Supplementary Coverage Available


  • Employee Benefits Liability
  • Employment Practices Liability
  • Commercial Liability Umbrella
  • General Liability WRAP – Broader general liability protection with increased limits
  • Additional Insured WRAP – Eliminates endorsing your policy for each new written agreement
  • Business Auto WRAP – Greater coverage for your business automobile

Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your outsourced risk management partner

At Gilbert’s Risk Solutions, we make it our business to stay current with the evolving insurance mechanisms designed to protect your business from this new threat. We partner with 100+ of the nation’s premier insurance companies, so we have access to the latest coverage. Plus, our loss control and risk management teams stay current on the latest risk mitigation strategies.

Pest Control Insurance

Our Process

Gilbert’s Risk Solutions takes a consultative, risk management approach to your business. Our proprietary RISK SHIELD® Process identifies the extent of your organization’s exposures and puts a loss control plan in place to mitigate those exposures. Often, the solution is an insurance product but, frequently, it’s a recommendation for a business process or a security measure that will reduce an exposure. Although insurance is a critical component in business protection, it’s only one component. To prevent losses, it’s important to also manage your risk.

Tailored Solutions

Many pest control businesses do not recognize the potential risks they carry and do not have adequate services, policies, or procedures in place to minimize the likelihood of these scenarios taking place. As part of our risk assessment process, we will advise you of vulnerabilities that we identify in your organization, help you to put a risk management measures in place, and assist you in finding the right insurance vehicle to protect you in the case of a problem occurring.

360 degree approach

We take a 360 degree view of your business to ensure that all aspects of your business are secure. Our team of experts in Loss Control, Employee Benefits, Human Resources, and training are all available to our Gilbert’s Risk Solutions commercial clients, ensuring multi-pronged risk mitigation.