Privacy

 

What this Privacy Policy Covers

 

This Privacy Policy covers Gilbert’s Insurance and Consulting treatment of personally identifiable information that our site may collect when you are on the gilbertsins.com site. This policy also covers Gilbert’s Insurance and Consulting treatment of any personally identifiable information that our business partners share with us. This policy does not apply to the practices of companies that Gilbert’s does not own or control, or to people that we do not employ or manage.

 

Information Collection and Use

 

Gilbert’s collects personally identifiable information when you send us emails and comments in our Contact Us page. Gilbert’s Insurance and Consulting may also receives personally identifiable information from our business partners. When you send us a comment or question with Gilbert’s, we ask for your name, and email address. Once you inquire or send a comment to Gilbert’s, you are not anonymous to us.

 

Information Sharing and Disclosure

 

Gilbert’s will not sell or rent your personally identifiable information to anyone. Gilbert’s will not send personally identifiable information about you to other companies or people. We respond to subpoenas, court orders or legal process; or We find that your actions on our web sites violate the Gilbert’s Terms of Service, or any of our usage guidelines for specific products or services.

 

Cookies

 

Gilbert’s does not set cookies at this time.

Changes to this Privacy Policy
Gilbert’s may amend this policy from time to time. If we make any substantial changes in the way we use your personal information we will notify you by posting a prominent announcement on our pages.

 

Questions or Suggestions

 

If you have questions or suggestions, send an email to lkachulis@gilbertsrisksolutions.com.

Terms

 

Gilbert’s knows that not everyone knows insurance like we do, so our terms page offers definitions and facts to help our customers and potential customers understand the industry’s terminology. If you have a question on a term or don’t see a term you were looking for on this page, please send us an email. We will be glad to answer your question and add the information to our terms list.

 

Financial Services

 

Anything from life insurance rates to stock and mutual fund sales including disability insurance, IRA’s, 401K’s, group, life and medical insurance, group pension plans and financial planning.

 

Personal Insurance Lines

 

Personal insurance coverage for homes, autos, personal liability and umbrella (excess) liability including personal jewelry, furs, and other valuable property; none of the above being used in operation of a business.

 

Commercial Insurance Lines

This term includes all business insurance dealing with business property, business auto, general liability, and worker’s compensation relating to the operation of a business but excluding personal coverage.

 

Property and Casualty

 

This is a general term used in the industry indicating property, liability, and auto pertaining to both business and personal forms of insurance.

 

Multi-peril Coverage

 

This indicates a combining of property liability, burglary, theft and other coverage that may be needed into one policy. This type of policy is available for personal and business coverages. The best example of this is the homeowners’ policy.