Level-Funded Health Plan


Prior to the emergence of level-funded health plans, business owners faced the challenging decision between inflexible traditional plans and the uncertainties of self-funded models. The introduction of the level-funded health plan enables business owners to experience the adaptability without the unpredictability.  It’s time to share the reasons why opting for this plan may be optimal for you.

Are you a business owner seeking a health plan without unexpected surprises? Consider a level-funded health plan, offering an optimal solution. This plan allows for effective budget management while maintaining control over healthcare expenses. Third-party administrators (TPA) ensure proficiency in claims processing and customer service. Features like stop loss insurance act as protection against unexpected claims, and the plan allocates a portion of the fixed cost for timely payment. With this approach, the plan provides considerable control for business owners.


We’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home. 

Important Benefits of a Level-Funded Health Plan


  • Owe no more than the monthly fixed cost
  • Opportunity to receive credit for the upcoming year
  • No obligation to renew
  • Receive monthly reports for evaluation
  • Various plans are available

Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help. Contact us today to discuss your options. 

Our goal is to be your outsourced risk management partner

We offer a full complement of benefits from the nation’s premier insurance partners, and our experienced employee benefits consultants can help you develop a package that is right for your workers and your budget. Our approach is consultative and solutions based.

Value Added

In addition to your having access to our highly experienced benefits and HR consultants, we think you need another layer of protection. A 2015 study reported that U.S. employers have about a 12% chance of an employee claim that could result in a lawsuit. Compliance, documentation and HR best practices are your main defense. That’s why we provide our Employee Benefit clients with state-of-the-art technology, trainings, and tools at no additional cost.

Tailored Solutions

Many employers encounter unpredictable and sizable expenses, making it challenging to prepare for an mitigate the risk of unexpected incidents. Our commitment lies in providing customized solutions for each unique situation. Our goal is to guide you in enabling a level-funded health plan, ensuring consistent and predictable payments while assisting you in choosing the most suitable coverage for yourself and your employees.

Level-Funded Health Plan

360 degree approach

We take a 360 degree view of your business to ensure that all aspects of your business are secure. Our team of experts in Loss Control, Employee Benefits, Human Resources, and training are all available to our Gilbert’s Risk Solutions commercial clients, ensuring multi-pronged risk mitigation.