Health Care Insurance


Pennsylvania has long been a pioneer in health care. Pennsylvania Hospital, founded in 1751 by Benjamin Franklin and Thomas Bond, was the nation’s first hospital and home to the first surgical amphitheater and first medical library in America. Today, the region’s health care providers continue innovating and breaking new ground. Gilbert’s Risk Solutions has been proud to insure health care businesses throughout our seven-generation history.

Gilbert’s Risk Solutions provides insurance, risk management, and employee benefits for a wide variety of health care businesses: nursing homes and assisted living facilities, hospitals and clinics, doctor and dental offices, laboratories, pharmacies, and more. We are experienced in the many challenges in this highly regulated business sector, from HIPAA and blood borne pathogens to the heightened risk of data breaches and patient safety.


Health care businesses face a complex array of liabilities and exposures unlike other types of businesses while operating in a dynamic and changing health care landscape. Our expert team of risk managers, loss control experts, and claims professionals are well versed in these unique and specialized exposures and can help you to stem losses and control costs.


While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home.

Common insurance coverage options for health care


Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your outsourced risk management partner

Whether it’s dealing with infection control, complying with patient privacy mandates, or addressing a spike in staff lifting injuries from an increasingly obese patient population, there’s no shortage of challenges for health care executives. Our health care clients find great value in our risk management approach to addressing the challenges you face. When it comes to protecting your operations, your productivity, and your bottom line, Gilbert’s Risk Solutions can help.

Our Process

Although insurance is a critical component in business protection, it’s only one component. It’s critical to manage your risk to ensure loss prevention. The Gilbert’s Risk Solutions process is a consultative one, based on a risk management approach. Our proprietary RISK SHIELD® Process identifies your exposures and puts a loss control plan in place to mitigate those exposures.

Tailored Solutions

Our Risk Management and Loss Prevention Consultants are experts at working with management to implement a proactive safety and loss prevention program focused on reducing claim frequency and severity. Often, the solution is an insurance product but, frequently, it’s a recommendation for revamping a business process or implementing a measure that will reduce an exposure.

360 degree approach

We take a 360 degree view of your health care operations to ensure that all aspects of your business are secure. Our team of experts in Loss Control, Employee Benefits, Human Resources, and Surety Bonds are all available to our Gilbert’s Risk Solutions commercial clients, ensuring a multi-pronged approach to your risk mitigation.