Personal Insurance


In the early days of our company, pony express was an exciting innovation that enabled faster communication. The first Otis Elevators created a sensation. Most people did their shopping at general stores because the Sears Roebuck Catalogue didn’t debut until decades later. Horses and wagons were the main means of transportation and homes were humble. Gilbert’s was right here in Sharon for your great, great, great grandparents, and now we’re here for you.

Gilbert’s Risk Solutions is communicating via mobile technology today and not pony express, but we’re still here to help our neighboring families and individuals protect their most important possessions – homes, vehicles, valuables, and special collections – whatever you hold dear. We can also help you protect your family’s financial security through Life and Disability products and long-term care planning and comprehensive Umbrella Insurance policies.


We work with more than 20 of the nation’s premier insurance companies. Our personal risk consulting team will provide superlative service, advice and insight. We’re proud of the fact that our customers stay with us year after year.

Just some of personal coverage we offer includes:


  • Auto insurance, motorcycles, vans
  • Homeowners insurance; vacation homes
  • Condominium insurance
  • Rental insurance
  • RV Insurance: campers, trailers, motor homes
  • Valuables and special collection insurance
  • Wedding Insurance
  • Flood insurance
  • Umbrella insurance
  • Individual Life Insurance
  • Individual Health Insurance
  • Disability Insurance
  • Long Term Care Insurance

Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your personal risk consultant

Most people are too busy living their lives to dwell on potential problems and risks. Yet calamities do occur, and we’d like to help you weather them. Solid protection against life’s problems requires more than just a quick quote on the internet; it requires thoughtful assessment and effective risk solutions.

Our Approach

We take a consultative, risk management approach to our Pennsylvania personal insurance clients. We invest the time to get to know you and the things that are important to you so we can recommend the best solutions for your unique situation. You wouldn’t expect a doctor to diagnose you via a form on the web; we think your financial well-being deserves a professional approach, too.

Tailored Solutions

We’re experts in Pennsylvania personal insurance and financial products and can identify the right solutions for your particular life situation at the time. Sometimes the least expensive option is right for your situation, other times saving a few dollars now can leave you dangerously exposed later. Needs evolve depending on where you are in your life.

Personal Consultation

Your personal risk consulting team can help you assess the right options for you and your family from a myriad of choices. Your financial security deserves more than a cookie cutter approach. Our service is excellent and earns rave reviews – just ask any of your 3,000 neighbors who put their trust in Gilbert’s Risk Solutions!