Commercial Insurance


When we opened our doors in 1854, businesses faced the age-old risks of weather, fire, and supply chain disruption. Despite promising industrial developments, a looming civil war cast a pall of uncertainty over the business climate. Today, business challenges have only multiplied, but Gilbert’s Risk Solutions has developed advanced tools to help our neighboring businesses manage risks and weather economic vagaries.

Running a business involves risk — an unavoidable reality. Ensuring that you have the best information and protection can reduce or alleviate many risks, keeping you focused on what you do best.


Gilbert’s exists to provide you with the tools and services to protect your interests. Our consultative RISK SHIELD® Process approach allows us to evaluate the risks specific to your business, provide custom advice, and recommend innovative, proven strategies to manage those risks.


The result is increased confidence and peace of mind that your company, employees, and financial future are secure. We’re proud that our customers stay with us year after year. This year, 97% of our commercial and business customers have renewed our services.

Just some of the Pennsylvania business and commercial insurance we offer includes:


Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your outsourced risk management partner

Most Fortune 500 companies have a full-time risk manager, but few small- to mid-size businesses can afford that luxury. With Gilbert’s Risk Solutions, you can put a risk manager on your team. We’ve been helping area businesses control their risks and protect their bottom lines for seven generations.

Our Expertise

Our industry expertise covers many business sectors: manufacturing, construction, energy, transportation, nonprofits, municipalities, healthcare, technology, hospitality – if you can name it, we’ve insured it. However, here’s the difference: our risk management approach means we don’t just write Pennsylvania commercial insurance policies, we dig deep and get to know the inner workings of your industry. We want to uncover every potential exposure and put a plan in place to mitigate your risk.

Our process

Insurance is an important component in protecting your business, but it’s generally reactive. Our approach is to focus much of our attention – and yours – on identifying, preventing, and mitigating potential problems. Our approach is proactive, diagnostic, and consultative, and begins with our proprietary RISK SHIELD® Process.

360 degree approach

Our team takes a 360 degree view of your business to uncover potential exposures that may need to be addressed with solutions other than insurance. Our team of experts in Employee Benefits, Legal Compliance, Surety Bonds, and Loss Control are all available to offer clients of Gilbert’s Risk Solutions a multi-pronged approach to risk mitigation.