RV Insurance


Shortly after the auto industry took root, Americans began their love affair with recreational vehicles (RVs) and it has never stopped. From the quaint teardrop trailers of the 1930s to the technology rich, luxury motor homes of today, Gilbert’s Risk Solutions has been protecting full-timers and recreational travel aficionados alike. Find out why seven generations of your neighbors have trusted us with Pennsylvania RV insurance.

At Gilbert’s Risk Solutions, we love RVs. There’s no one formula for what or how much insurance you need. It depends on the type of RV you have, where and how you use it, how often you use it, and what your unique needs are. If you’re a full-timer, you need to protect your vehicle and its contents in much the same way you’d protect any home. If you use your RV for recreational travel or only in certain seasons, your needs are totally different. And someone with a horse trailer or a utility trailer for carting around motorcycles or ATVs has totally different needs.


There are some required coverages such as liability insurance, and other optional coverages that may make sense for you. We’ll talk to you to understand your needs and your lifestyle, and lay out the options. We work with more than 100 of the nation’s premier insurers so we can find the best protection for you to meet your needs.


While we’re proud to call Pennsylvania our home, we’ve helped individuals all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home.

Common types of RVs we insure


  • Class A through C Motor Homes
  • Bus and truck conversions
  • Travel trailers
  • Hybrid Trailers
  • Truck Campers
  • Fifth Wheels
  • Teardrops
  • Popup Campers
  • Park Models
  • Toy Haulers
  • Horse trailers
  • Utility Trailers

Our goal is to be your outsourced risk management partner

Business owners know that there’s always something that can go wrong.  Whether it’s a production delay due to a problem in the supply chain or a worker injury on the plant floor, you need to protect your operations, your productivity, and your bottom line. Gilbert’s Risk Solutions can help.

Our goal is to be your personal risk consultant

Not everyone understands the unique and varied needs of the RV lifestyle, but at Gilbert’s Risk Solutions, we make it our business to know the details. Families from Sharon and Mercer County have been entrusting us with protecting their health, home, and possessions for more than seven generations. Whether you’re parked right here in the County or traveling the continent, we can help.

Our Approach

We take a consultative, risk management approach to our personal insurance clients. We invest the time to get to know you and the things that are important to you and your family so we can recommend the best solutions for your unique situation. We work with more than 100 insurance companies, so there are many options, which can seem confusing or even overwhelming. We are here to help you understand and choose the best options for your circumstances.

Tailored Solutions

We’re experts in Pennsylvania RV insurance so can help you think through the risks you face and the protections you need for your RV and your unique needs. We’ll help you assess your needs and evaluate the best options for you and your family.

Personal Consultation

Your personal risk consulting team can help you assess the right options for you and your family from a variety of options. Protecting your full- or part-time home deserves more than a cookie cutter approach. Our service is excellent and earns rave reviews – just ask any of your 3,000 neighbors who put their trust in Gilbert’s Risk Solutions!