From jewelry to collectibles, you might have more valuables than you realize. And even though you have a homeowner's policy, not all valuables you own may be covered or covered to their full value when lost, stolen or damaged. What is a Personal Articles Policy? Separate from...
The International Risk Management Institute (IRMI) defines ordinance and law coverage as "coverage for loss caused by enforcement of ordinances or laws regulating construction and repair of damaged buildings." These coverages applies whether you suffer a partial or total loss to the structure. This valuable...
Did you know identity theft is one of the fastest-growing crimes in the United States today? The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have had their identities stolen each year. This can happen when an unauthorized party accesses and uses personal...
Homeowners are liable for repairs due to damaged service lines that break on the insured property. In the event that this occurs, total losses could add up to hundreds or thousands of dollars. Don't get caught in this unfortunate situation that your property is not...
The first thing you need to know about food delivery is that your personal auto insurance policy will not cover you while you’re working. Delivery drivers should look for personal auto insurance coverage to protect themselves on the road. This includes teenagers and other delivery...