Identity Theft Insurance

december coverage of the month, identity theft

Identity Theft Insurance

Did you know Identity Theft is one of the fastest growing crimes in the United States today?

The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have had their identities stolen each year.

This can happen when an unauthorized party accesses and uses personal information to assume an identity in order to commit fraudulent or criminal acts.  Personal information can include names, credit card and bank information or social security numbers.  This information can be stolen in many ways, which is why it’s important to stay educated about identity fraud.

Consider adding identity theft insurance to your current plan for added protection.

Why Should You Consider Identity Theft Insurance?

An identity theft insurance policy can reimburse you for some of the expenses incurred from the day to day activities and efforts made in trying to restore your identity and repair your credit.

-It can help cover some of the financial costs if fallen victim to identity fraud

-Homeowners and renters policies provide little coverage for theft of money or credit cards

-Identity theft insurance protects crime victims from the cost of restoring identities

-Identity theft policies would cover expenses such as phone bills. lost wages, notary and certified mailing costs

Keep in mind, identity theft insurance does not cover direct financial losses you may incur as a result of identity theft. It only reimburses some of the expenses that happen after identity theft occurs.

How to Prevent Identity Theft

1)   Leave extra credit cards and social security cards in a secure place at home.  It’s not necessary to take extra items when shopping.

2)   Be aware of the surroundings when using an ATM.

3)   Use a credit card, not a debit card when shopping online.

4)   Monitor your credit score often using free platforms to be aware of any unauthorized changes.

Identity theft is one of the fastest growing crimes in the country that can take years to restore.  Get protected by contacting a Personal Risk Advisors today.


Tiffany Boyle, CISR

Personal Risk Advisor




Meriaha MitcheltreeMeriaha Mitcheltree, CISR

Personal Risk Advisor




If you found this post helpful, please consider sharing it.

No Comments

Post A Comment