The International Risk Management Institute (IRMI) defines ordinance and law coverage as "coverage for loss caused by enforcement of ordinances or laws regulating construction and repair of damaged buildings." Ordinance or law coverage applies whether you suffer a partial or total loss to the structure....
Did you know identity theft is one of the fastest-growing crimes in the United States today? The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have had their identities stolen each year. This can happen when an unauthorized party accesses and uses personal...
Homeowners are liable for repairs due to damaged service lines that break on the insured property. In the event that this occurs, total losses could add up to hundreds or thousands of dollars. Don't get caught in this unfortunate situation that your property is not...
The first thing you need to know about food delivery is that your personal auto insurance policy is not going to cover you while you’re working. Delivery drivers should look for personal auto insurance coverage to protect themselves on the road. Depending on how frequently you...
As the weather heats up, it is finally time to get all your summer toys out of storage and into the water or back on the road. Whether you are slipping your boat into the water, hooking up your fifth wheel or kicking up some...
Special Event Insurance It can be exciting to plan a special event but also unpredictable! Be proactive in making your event a success by purchasing insurance from Gilberts Risk Solutions. Save time and money with opening up a policy for a special event liability and event...
With Covid-19 making it hard to gather, Gilbert’s Risk Solutions has decided that in lieu of an annual Christmas party, the owners and staff wanted to give back to the community. Gilbert's president Lew Kachulis says "Contributing to our local communities, foundations, and charitable organizations...
We are very proud to announce that Jessica Coup has come aboard the Gilbert's Team as our newest Commercial Risk Advisor! Jessica graduated with a degree in Human Development and Family Services from Penn State University. Many years of her insurance experience was obtained while she...
When purchasing homeowners or renters insurance, it is important to know the difference between replacement cost and market value insurance. Understanding your options can drastically help you make the right choice that will help you protect your house and family's financial future. What is Replacement...
What is Strategic Risk Management (SRM)? SRM -Strategic risk management refers to a method to assess the strategy of any organization. It helps to understand how a business can combat any risk that might affect them. You may complete your program or project on time. Even you have done it within your budget and met the objectives of this...