Workers’ Compensation Insurance

Workers' compensation classification codes are numeric codes that insurance providers use to categorize various working professions. For example, as a company's employee, you may be working as a contractor supervisor; however, the insurance company will know your job title by an assigned code, i.e., "5606."   Insurance companies categorize various work types into classification codes,...

Studies show heat exposure negatively affects your mood, whether you work in the oppressing heat or you’re stuck in an air-conditioned office. It can lead to increased anger, frustration, aggression, and violence. Increased Risk of Injury Since heat increases anger and frustration which can lead to aggression...

Employers have a responsibility to keep their workers safe, even during a disaster. Unfortunately, few employers take the time to assess risk, craft an emergency preparedness plan, or train employees to address workplace emergencies, such as floods. Measure Risk Business risks can vary depending on the location...

The principles behind workers’ compensation insurance aren’t new. Dating back as far as the Sumerians, laws provided compensation for particular injuries. Later, the Greeks, Romans, and the Chinese also compensated workers for injuries, including impairments and disabilities. Early Law Favored Employers The Industrial Revolution increased hazards and...

Simply put, workers’ compensation insurance provides wage replacement and medical benefits to employees. Occupational Accident Insurance provides similar coverage, but for independent contractors and employees not covered under a workers’ comp program. The insurance coverage you need depends on your workforce, the risk you’re willing to...