21 Aug Dental and Vision Insurance
About The Author
Drew Thirion- Commercial and Benefits Risk Advisor
As a Commercial and Benefits Risk Advisor, Drew specializes in sales and client service, generating new business opportunities while ensuring tailored solutions to each client’s unique employee benefits needs and requirements.
Employers often provide a variety of benefits to attract and retain talent. While health insurance and retirement plans are typically highlighted, dental and vision insurance are equally important. These benefits not only contribute to employees’ overall health but also enhance their productivity and job satisfaction.
What is Dental Insurance?
Dental insurance covers a range of services to help maintain and improve oral health. Typically, these services are divided into three main categories:
- Preventive Care: Includes routine exams, cleanings, fluoride treatments, and X-rays.
- Basic Procedures: Treatments such as fillings, root canals, and extractions.
- Major Procedures: Includes crowns, dentures, and oral surgery.
What is Vision Insurance?
Vision insurance helps cover the cost of eye care services and products. Key components of vision insurance include:
- Routine Eye Exams: Annual exams and screenings for common eye conditions help catch vision problems and other health issues early.
- Corrective Lenses: Coverage for the cost of prescription glasses and contact lenses ensures employees can perform their best at work.
- Additional Services: Often includes discounts on corrective surgeries like LASIK and specialized eyewear for computer use or sports.
Why Employers Should Offer Dental and Vision Insurance
- Promotes Self-Care: Regular check-ups can detect early signs of serious health issues, such as diabetes, hypertension, and certain types of cancer, allowing for timely intervention.
- Improves Job Satisfaction: Employees appreciate comprehensive benefits packages and associate it with their employer appreciating them, leading to a higher job satisfaction and retention rates.
- Cost-Effective: Dental and vision insurance are relatively inexpensive compared to other benefits.
Including dental and vision insurance in your benefits package is a smart investment. It not only supports employees’ overall health but also creates a more productive and satisfied workforce. By offering these essential benefits, employers can demonstrate their commitment to the well-being of their employees, fostering a positive and healthy work environment. Prioritizing comprehensive health coverage, including dental and vision insurance, ultimately benefits both employees and the organization as a whole.
If you have questions about these accounts or need assistance in selecting the right plan for your needs, reach out to me or contact one of our talented Risk Advisors today!
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