The Ultimate Guide to Renters Insurance

Renters Insurance

The Ultimate Guide to Renters Insurance

Moving to college for the first time can be stressful for both parents and students, and there are many new things to think about. However, most students do not think about the importance of insurance when going off to school. Whether you are moving to an off-campus apartment or renting a house, it is important to have coverage for your valuable possessions.

Depending on where you live, you may find that your personal property is in fact covered by your parents’ insurance, while in other cases you may need to purchase your own renters insurance.

A mistake many students make is that they think they do not have enough monetary valuables to get coverage. However, many students own personal items, such as furniture, electronics, and clothes worth thousands of dollars.

In the event of a disaster such as a flood, fire, or theft, the damages caused to a renter’s personal belongings will not be covered by their landlord’s insurance.

This means that it is the student’s problem if their personal belongings are ruined. This can be an expensive expense, especially for college students.

The good news with Renters Insurance is you truly get your money’s worth because the cost is low and the benefit is high. Renters insurance protects against a claim or lawsuit if someone is injured at your rental property.

If there are damages to your rental property and you are forced to live elsewhere, temporary housing meals are paid for by renters insurance until damages are repaired.

The bottom line is that renters insurance is important. Fortunately, it’s very affordable as well.

To learn more about the benefits and price of renters insurance contact Gilbert’s Risk Solutions today!


Alexis Laney Professional PhotoAlexis Laney, Personal Risk Advisor



Meriaha MitcheltreeMeriaha Mitcheltree, Personal Risk Advisor



Tiffany Boyle, CISR, Personal Risk Advisor





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