About The Author Kolten Hoffman, CIC, CRM, CRA - Business Risk Advisor  As a Business Risk Advisor, Kolten works in both sales and service, generating new business opportunities while delivering personalized solutions to address our clients' multifaceted challenges.  From schools and businesses to places of worship and healthcare...

About The Author Meriaha Mitcheltree, CISR - Personal Risk Advisor  As a Personal Risk Advisor, Meriaha specializes in client service, generating new business opportunities while delivering personalized solutions to address our clients' multifaceted challenges.  As an insurance advisor, it's imperative to address the concerning trend of soaring insurance...