State legalization of marijuana for medical and recreational use continues to cause a stir. The increasing presence of marijuana in the workplace challenges businesses, because it’s a new risk yet to find its way into policies and procedures. As marijuana begins to impact the workplace, businesses...
Most businesses realize insurance is a necessity, but they may also think that most all insurance agencies are the same - they sell you a policy and work with you if you ever need to file a claim so that you can restore your business...
The supposed dollar savings of self-insuring attracts many employers. Since the business does not pre-pay for coverage, self-insuring may seem a logical choice; at least on the surface. However, self-insured businesses also face great risks, and some are quite significant. Self-insuring may be a case of...
The manufacturing industry comes with many risks, and protecting your employees against injuries is a basic cost of doing business. However, many manufacturing businesses don’t realize that relying on insurance alone for protection is neither wise, nor cost-effective. Workplace Risk Affects More Than Premiums Injuries and illness...
Even if your organization isn’t out to generate profit, it still needs to protect its assets, employees, and volunteers to fulfill its mission. Your nonprofit is a unique entity, and you need tailored insurance for your particular needs. However, several types of insurance are commonly...