Improving employee safety reduces Workers’ Compensation claims, improves productivity and morale, and lowers insurance premiums. According to the 2016 Pennsylvania Workers’ Compensation & Workplace Safety Annual Report, 159,170 injuries and 77 deaths occurred in the workplace. The most claims occurred in Educational & Health (hospitals, nursing...
Legislation regarding workers’ compensation claims sometimes ends up in the courts, and the results can have a profound impact on how insurers handle claims and workers’ entitlements. The decision regarding a 2015 appeal challenging the validity of an injured worker’s Impairment Rating Evaluation is a...
Most businesses realize insurance is a necessity, but they may also think that most all insurance agencies are the same - they sell you a policy and work with you if you ever need to file a claim so that you can restore your business...
The supposed dollar savings of self-insuring attracts many employers. Since the business does not pre-pay for coverage, self-insuring may seem a logical choice; at least on the surface. However, self-insured businesses also face great risks, and some are quite significant. Self-insuring may be a case of...
The manufacturing industry comes with many risks, and protecting your employees against injuries is a basic cost of doing business. However, many manufacturing businesses don’t realize that relying on insurance alone for protection is neither wise, nor cost-effective. Workplace Risk Affects More Than Premiums Injuries and illness...