About The Author Joyce Reyes, CISR - Commercial Risk Advisor  As a Commercial Risk Advisor, Joyce specializes in client service, generating new business opportunities while delivering personalized, ongoing solutions and support to ensure clients' coverage continues to meet their evolving needs. Owning commercial property comes with significant responsibilities,...

Many U.S. households lack sufficient life insurance, leaving employees financially vulnerable. One way to help bridge this gap is by offering voluntary worksite life insurance, providing valuable protection at no direct cost to your business. This benefit allows employees to secure financial protection for their...