Commercial general liability insurance, car insurance, workers’ compensation insurance, and some property insurance policies can include a Waiver of Subrogation, but few people understand what they are and what they mean for their company. What is Subrogation? Subrogation occurs when an insurer pays the insured for a...
A recent trend in general liability insurance policies adds an endorsement, which excludes coverage for subcontractor acts. The reason for adding this endorsement is it reduces carrier costs. What Problems Can This Cause? When a policy excludes coverage for subcontractors, a lawsuit can affect the general contractor,...
As an employer, it’s in your best interest and the interest of your employees to tackle identity theft head on. Employers need to play an active role instead of reacting to disasters. Identify Theft Affects Productivity If a criminal compromises an employee’s identity, it takes between 33...
Most college students can’t afford to lounge around during the summer months. They need to gain valuable work experience, learn new skills, and hopefully earn a bit of money, too. For them, an internship is an opportunity to experience the business world first-hand. There is...
Creating a happy workplace may not always be a top priority, but you might want to rethink your outlook. Boosting employee morale does more than make them enjoy their job more. It also has tangible benefits for your company. Low Morale Has Many Faces Low morale rears...